BANKING SERVICES
Other Banking Services
| Term | Interest Rate |
| 30 day to 6 month | 2.00% |
| 6 - 12 months | 3.00% |
| 12 - 18 months | 3.25% |
| 18 - 24 months | 3.50% |
| 24 - 36 months | 4.00% |
Minimum deposit of $1,000
Early withdrawal penalty may apply
All Vanderbilt Credit Union (VCU) accounts are federally insured by the National Credit Union Share Insurance Fund up to $250,000. Dividends begin accruing on the business day the deposit is received. They are compounded and credited quarterly. Dividend rates are set by VCU’s Board of Directors.
All balances up to $250,000 are federally insured by the National Credit Union Share Insurance Fund. Dividends begin accruing on the business day funds are received the account. Interest is compounded quarterly. Interest rates are determined by the VUCU Board of Directors.
BANKING SERVICES
CHRISTMAS CLUB
- Payroll deduction
- No minimum balance to open
- Access to your funds throughout the year.
- $30.00 fee is assessed for withdrawals from January – October.
All Vanderbilt Credit Union (VCU) accounts are federally insured by the National Credit Union Share Insurance Fund up to $250,000. Dividends begin accruing on the business day the deposit is received. They are compounded and credited quarterly. Dividend rates are set by VCU’s Board of Directors.
All balances up to $250,000 are federally insured by the National Credit Union Share Insurance Fund. Dividends begin accruing on the business day funds are received the account. Interest is compounded quarterly. Interest rates are determined by the VUCU Board of Directors.
BANKING SERVICES
OTHER SERVICES
- Free Notary services
- Financial Counseling
- Participation in discounted dental, cancer, and intensive care insurance
- Cashiers checks
- Money orders
- Wire Transfers
- ACH Electronic Funds Transfer
All Vanderbilt University Credit Union (VUCU) accounts are federally insured by the National Credit Union Share Insurance Fund up to $250,000. Dividends begin accruing on the business day the deposit is received. They are compounded and credited quarterly. Dividend rates are set by VUCU’s Board of Directors.
All balances up to $250,000 are federally insured by the National Credit Union Share Insurance Fund. Dividends begin accruing on the business day funds are received the account. Interest is compounded quarterly. Interest rates are determined by the VUCU Board of Directors.