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Use Apple Pay with iPhone 6, Apple Watch, iPad Air 2 or iPad mini 3 for purchases without swiping your cards. And you can buy inside apps without entering your payment and contact information. All it takes is a single touch.

Simple. Secure. Private.


Apple Pay is easy to operate. The entire transaction is secure, because your credit and debit card numbers aren't stored on your device or any server, so they're never shared with merchants.

Getting Started with Vanderbilt University Credit Union & Apple Pay

To add your Vanderbilt University Credit Union Visa® credit or debit card, you'll need an Apple Pay-supported device with iOS 8.1 or newer operating system.

  • For your iPhone 6 or iPhone 6 Plus, open the Passbook app, swipe down, and tap the plus sign. If your Vanderbilt University Credit Union card is already registered with iTunes®, just key in your security code (the three-digit CVV number on the back). Otherwise, enter your information manually.

  • If you have an iPad Air 2 or iPad mini 3, go to Settings, select Passbook, then choose Apple Pay. If your Vanderbilt University Credit Union card is already loaded on iTunes® just key in your security code (the three-digit CVV number on the back). Or you can type in the data.

Remember, the default image can be different from your personalized credit or debit card.

How Apple Pay Works

  1.  Look for the Pay Wave® or Apple Pay symbols at checkout and hold your mobile device near the contactless reader.
  2. Place your finger on the Touch ID™. In some cases, you may need to enter a passcode and sign a receipt.
  3. Keep your mobile device by the reader until it vibrates and beeps, indicating your payment was accepted.

Apple Pay FAQ

Apple Pay lets you make purchases with your iPhone® 6 or iPhone 6 Plus by holding it near a contactless reader. You can also use your phone, iPad Air™ and iPad Mini™ 3 to pay within certain apps.

  1. iPhone 6 or iPhone 6 Plus for purchases in stores and within apps
  2. iPad Air™ 2 or iPad Mini 3 for apps only
  3. OS 8.1 or newer operating system
  4. Touch ID™ or passcode on your device
  5. iCloud® account

Apple Pay works at more than 220,000 locations, including McDonald's®, Macy's®, Nike®, and Staples®.

Apple Pay doesn't ever share credit or debit card numbers with anyone (not even retailers). In fact, Apple doesn't even store your card numbers on Apple servers. Instead, when you add a card number to your account it is assigned a secure Device Account Number which is then encrypted and stored in the Secure Element, a dedicated chip in your iPhone, iPad and Apple Watch devices.

When you make a purchase, this Device Account Number along with a transaction-specific dynamic security code, is used to process your payment, keeping your card and personal identity information even more secure than ever.

Since Apple Pay doesn't store your card number on the device, you never reveal your name, number, or security code to merchants.

If your iPhone or iPad is ever lost or stolen, you can put your device in Lost Mode through Find My iPhone to easily and securely suspend Apple Pay, or you can wipe your device completely clean. You also can also control Apple Pay through your iCloud account.

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when you choose.

Yes. However, message and data rates may apply, depending on your plan.

Want to learn more about Apple Pay technology?

Visit https://www.apple.com/apple-pay/, or call us here at the Credit Union at 615-936-0300.