
AUTO LOANS
Using the calculator is straight forward. User enters a "loan amount", "number of months", "annual interest rate". The calculator calculates the number of monthly payments.
The "Payment Method" determines when the first payment is due. With the default selection, "End-of-Period", the first payment will be due one month after the loan is made. If "Start-of-Period" is selected, then the first payment will be due on the loan date.
The term (duration) of the loan is expressed as a number of months.
- 60 months = 5 years
- 120 months = 10 years
- 180 months = 15 years
- 240 months = 20 years
- 360 months = 30 years
Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/loan-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also change it at any time.
Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.
NEW VANDERBILT EMPLOYEE LOANS
This loan saves you cash while helping your cash flow. As a special welcome to the Vanderbilt Community, VUCU will refinance your current automobile loan at half your current rate! And as a special welcome bonus you don’t have to make your auto loan payment for up to 90 days!
- No fees or hidden charges - finance the amount you currently owe
- Lower your interest cost
- Improve your cash flow while you start your new job with Vanderbilt
- You have up to 90 days from your hire date to take advantage of this offer
Note: Certain restrictions apply. VUCU minimum loan rate of prime rate minus 3.00% applies.
Protect your auto investment with:
- Auto Insurance
- Extended Warranty
- Guaranteed Asset Protection (GAP). If your vehicle is stolen or totaled in an accident, most insurance companies will only pay its cash value. If you’re still making payments on your vehicle and the current balance of your loan is above your vehicle’s cash value, you’re liable for the difference, GAP protection can waive all or a part of your remaining loan balance.
- Mechanical Repair Coverage
- Debt Cancelation Insurance